Your phone can finally be quiet.
Debt collectors know exactly what they're doing. Most people don't. TutelaCredit gives you a protected number, records every collector call, flags federal violations automatically, and tells you exactly what to do next. You stay in control. We handle the documentation.
Setup takes 2 minutes. Cancel anytime.
Give collectors your TutelaCredit™ number. From this moment, every call they make is recorded, transcribed, and analyzed for federal violations. You don't have to answer.
Send a validation or cease-and-desist letter in one click — USPS certified mail, tracked. Each collector is now under federal legal obligation. Their next move becomes evidence.
Any contact after notice can be a $1,000 FDCPA violation — per call. We log it, timestamp it, and tell you what to do next. You didn't have to answer.
Peace of mind, not just protection.
Most of our members say the biggest change isn't legal — it's emotional. The calls slow down. The dread lifts. You stop jumping every time your phone rings. That's what we're actually here for.
What TutelaCredit catches.
Collector threatened arrest for a civil debt. Logged, timestamped, and surfaced as actionable. Potential $1,000 in statutory damages.
Collector called before 8am. Federal law makes that a per-call violation. We catch the timestamp the moment it happens.
Debt was past the statute of limitations — collector sued anyway. SOL expiration flagged before the user responded.
Examples based on common FDCPA violations.
Two plans. One purpose.
Defend at $30/month for people in the fight now. Full at $45/month for people who want to stay ahead of it.