Your phone can finally be quiet.
Debt collectors know exactly what they're doing. Most people don't. TutelaCredit gives you a protected number, records every collector call, flags federal violations automatically, and tells you exactly what to do next. You stay in control. We handle the documentation.
Card required to prevent abuse. Not charged until day 8. Cancel anytime.
Call Recording Consent — State Wiretapping Laws Apply
TutelaCredit records incoming debt collector calls in which you participate. Most U.S. states require only one-party consent, but approximately 12 states (including California, Florida, Illinois, and Pennsylvania) require two-party (all-party) consent. By using our call recording service, you acknowledge that you are a party to the call and consent to its recording. Please verify your state's specific wiretapping statutes before recording.
Give collectors your TutelaCredit™ number. From this moment, every call they make is recorded, transcribed, and analyzed for federal violations. You don't have to answer.
Send a validation or cease-and-desist letter in one click — USPS certified mail, tracked. Each collector is now under federal legal obligation. Their next move becomes evidence.
Any contact after notice can be a $1,000 FDCPA violation — per call. We log it, timestamp it, and tell you what to do next. You didn't have to answer.
Peace of mind, not just protection.
Most of our members say the biggest change isn't legal — it's emotional. The calls slow down. The dread lifts. You stop jumping every time your phone rings. That's what we're actually here for.
What TutelaCredit catches.
Collector threatened arrest for a civil debt. Logged, timestamped, and surfaced as actionable. Potential $1,000 in statutory damages.
Collector called before 8am. Federal law makes that a per-call violation. We catch the timestamp the moment it happens.
Debt was past the statute of limitations — collector sued anyway. SOL expiration flagged before the user responded.
Examples based on common FDCPA violations.
Two plans. One purpose.
Defend at $30/month for people in the fight now. Full at $45/month for people who want to stay ahead of it.
Built on federal law. Secured by design.
TutelaCredit™ is a document automation platform, not a law firm. We turn the FDCPA into actionable tools — letters, call recording, and violation tracking — so you can enforce rights you already have.
Every tool is built on the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 — the federal law that protects you from abusive collectors.
AES-256 encryption. Your data is never sold. Your personal phone stays private — collectors only see your TutelaCredit™ number.
Every letter sent through TutelaCredit™ goes via USPS certified mail with tracking and delivery confirmation.
We are a document automation platform. We do not provide legal advice. For complex cases, we can refer you to a consumer rights attorney.