Get paid every month for helping people fight back.

Refer people to TutelaCredit™. Earn 30% recurring on every subscriber you refer — for as long as they stay. No cap. No expiry. No minimum payout.

Up to $13.50/mo per referral

Full plan referrals

30% recurring commission

Every month they stay

No minimum — every dollar paid out

Direct to your bank

What you can earn

Monthly commission shown. Annual plan referrals pay the full year's commission upfront after a 30-day hold.

Active referralsDefend ($30/mo) — $9/mo eachFull ($45/mo) — $13.50/mo each
10$90/mo$135/mo
50$450/mo$675/mo
100$900/mo$1,350/mo
200$1,800/mo$2,700/mo
500$4,500/mo$6,750/mo

Most affiliates see a mix of both plans. At a typical split, expect roughly $10–11/mo per active referral.

Monthly plan referrals

Pay every month for as long as they stay subscribed.

  • — Defend ($30/mo) → you earn $9/mo
  • — Full ($45/mo) → you earn $13.50/mo

Annual plan referrals

Pay upfront in one payment.

  • — Defend annual ($252/yr) → you earn $75.60, paid once
  • — Full annual ($336/yr) → you earn $100.80, paid once

Annual commissions are held 30 days then released. After that they're yours permanently.

How it works

  1. 1

    Apply free — get your unique referral link and code

  2. 2

    Share your link with your audience — works in videos, posts, emails, or conversation

  3. 3

    Earn $9–$13.50/mo per active monthly subscriber, or up to $100.80 upfront per annual subscriber

  4. 4

    Get paid directly to your bank via Stripe Connect — no minimum, no waiting

Who it's for

  • Personal finance creators and YouTubers
  • TikTok and Instagram debt and credit content creators
  • Debt payoff community members
  • Credit repair coaches
  • Consumer law attorneys
  • Reddit community members active in r/debt, r/personalfinance, or r/povertyfinance
  • Anyone with an audience dealing with debt stress

How commissions work

You earn 30% of whatever your referral pays — every month they stay subscribed, or upfront for annual plans.

If they upgrade from Defend to Full, your commission increases automatically from $9/mo to $13.50/mo.

If they cancel, commissions stop from that month forward. No clawback on commissions already paid.

Annual commissions are held for 30 days to cover the refund window. After 30 days they're yours — permanently.

No caps. No tiers. No performance minimums. The more people you help, the more you earn.

Apply to become an affiliate

We review within 48 hours.

We review within 48 hours. After approval you'll connect your bank account via Stripe to receive payouts.

Payout FAQ